📋 Information We Collect
TaxMate does not collect, store, or transmit any personal data to external servers. All calculations are performed locally on your device. We only store your preferences (dark mode, last salary) in your browser's local storage.
🍪 Cookies & Local Storage
We use browser local storage to remember your settings such as dark mode preference and last entered salary. No tracking cookies are used. You can clear this data anytime through your browser settings.
📢 Third-Party Advertising
This app may display advertisements from third-party ad networks such as Google AdSense/AdMob. These networks may use cookies and similar technologies to serve ads based on your browsing activity. Please refer to their respective privacy policies for more information.
🔗 External Links
This app may contain links to external websites such as HMRC (gov.uk) and Google Play Store. We are not responsible for the privacy practices or content of these external sites.
👶 Children's Privacy
This app is not directed at children under 13. We do not knowingly collect any personal information from children.
✏️ Changes to This Policy
We may update this privacy policy from time to time. Any changes will be reflected within the app. Last updated: March 2026.
📧 Contact
If you have any questions about this privacy policy, please contact us through the Google Play Store listing.
📌 General Information Only
TaxMate is provided for informational and educational purposes only. The tax calculations, estimates, and guidance provided by this app are approximations based on publicly available UK tax rates and thresholds for the 2024/25 tax year.
🚫 Not Professional Advice
The information provided by TaxMate does not constitute professional tax, financial, or legal advice. You should not rely solely on the results from this app for making financial decisions. Always consult a qualified tax professional or accountant for advice tailored to your specific circumstances.
⚖️ No Guarantee of Accuracy
While we strive to keep the tax rates and calculations up to date and accurate, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, or suitability of the information. Tax rules change frequently and individual circumstances vary.
🔄 HMRC is the Authority
HM Revenue & Customs (HMRC) is the only official authority for UK tax matters. Always verify your tax position with HMRC directly at gov.uk/hmrc. TaxMate is not affiliated with or endorsed by HMRC.
📉 Limitation of Liability
In no event shall TaxMate, its developers, or contributors be liable for any loss, damage, or expense arising from the use of this app or reliance on any information provided within it. Use this app at your own risk.
📅 Last Updated
This disclaimer was last updated in March 2026. Tax rates and thresholds used are based on the 2024/25 tax year unless otherwise stated.
💼 Part-Time Tax Rules
If you earn below £12,570/year, you won't pay income tax. Most students with part-time jobs fall below this threshold. Your employer should use tax code 1257L.
🛡️ Personal Allowance
Everyone gets £12,570 tax-free per year. If you have multiple jobs, only one employer uses your full allowance — others may use BR code (taxing everything at 20%).
📋 National Insurance
You pay NI at 8% on earnings between £12,570 and £50,270 per year. Below £12,570, no NI is due. This applies even to part-time work.
💰 Student Tax Refunds
If you've been overtaxed (e.g., emergency tax code, or worked only part of the year), you can claim a refund from HMRC using form P50 or through your Personal Tax Account.
🌍 Post-Study Work (PSW) Visa Tax
PSW visa holders are taxed the same as UK residents. You get the full personal allowance. Ensure your employer has the correct tax code to avoid overpaying.