💼 Part-Time Tax Rules
If you earn below £12,570/year, you won't pay income tax. Most students with part-time jobs fall below this threshold. Your employer should use tax code 1257L.
🛡️ Personal Allowance
Everyone gets £12,570 tax-free per year. If you have multiple jobs, only one employer uses your full allowance — others may use BR code (taxing everything at 20%).
📋 National Insurance
You pay NI at 8% on earnings between £12,570 and £50,270 per year. Below £12,570, no NI is due. This applies even to part-time work.
💰 Student Tax Refunds
If you've been overtaxed (e.g., emergency tax code, or worked only part of the year), you can claim a refund from HMRC using form P50 or through your Personal Tax Account.
🌍 Post-Study Work (PSW) Visa Tax
PSW visa holders are taxed the same as UK residents. You get the full personal allowance. Ensure your employer has the correct tax code to avoid overpaying.